Sen. Elizabeth Warren Wants to Ban Employers From Running Credit Checks on Job Applicants

If Massachusetts Senator Elizabeth Warren (D-MA) has her way, employers will be banned from requiring that job elizabeth_warrenapplicants submit their credit history.

Many Americans who have fallen on hard times due to the recession are hindered even further by employers who check their credit history before determining whether the applicant will be considered for s position. Warren says banning this practice will go a long way towards restoring “basic fairness” for job seekers.

Warren also points out that there is no evidence which indicates that a person’s credit score impacts how he or she will perform on a job.

“A bad credit rating is far more often the result of unexpected medical costs, unemployment, economic downturns, or other bad breaks than it is a reflection on an individual’s character or abilities,” Warren said. “Families have not fully recovered from the 2008 financial crisis, and too many Americans are still searching for jobs. It makes no sense to make it harder for people to get jobs because of a system of credit reporting that has no correlation with job performance and that can be riddled with inaccuracies.”

Using an applicant’s credit rating as a determinate for whether he or she will be hired punishes an applicant for having had a hard time in a tough economy. Just because a person has had a few “bad breaks” doesn’t mean that they have bad character, said Warren.

In 2010, the Department of Labor won a case against Bank of America for using credit reports to discriminate against African-Americans, so the issue of allowing employers to use credit reports to weed out job seekers is even more discriminatory than Warren suggests.



Corruption of the Black Church involves the EEOC and the Law Dept of New York City. Many in the Black community refuse to admit that we have sellout's in the Black Elite that reaches to the White House and beyond. This is a story that is like a bad video (Training Day) with Denzel Washington. But, it involves Rev. Anythony L. Trufant of Emmannuel Baptist Church of Clinton Hill, Brooklyn NYC. The Right REV's wife is Muriel Goode-Trufant Esq, Chief/EEO Officer at NYC's Law Dept. Ms. Goode-Trufant is the Daughter of former Mayor of Philly and Black sellout Wilson Goode. Other members of Emmannel Church are Jacqueline Berrien Chair of the Corrupt and/or Rogue EEOC HQ's in Washington DC and friend of the First Lady Michelle Roberson-Obama friends from Harvard Law School. Michelle Roberson-Obama was special assistance to the most corrupt Mayor and/or family in Chicago the Daley's for 18 months. Richard Daley (brother of Mayor Daley of Chicago and Michelle Roberson-Obama's former BOSS) was one of Obama's chief of staff at the White House (Later Replaced). Berrien and Goode-Trufant use Emmanuel Church to recruit Young Black Female lawyers to undermine the Black community. Rev. Trufant on Sunday Morning Good Friday last year (2012) praised Berrien to the church for undermining the Black community with the help of his wife daughter of sellout ex-mayor Wilson Goode. Attorney's are recruited from the church and trained to sellout the Black community in the Law Dept's of New York City and/or EEOC. They recieve internship at the EEOC and the Legal dept's of the city of New York. Later they're hired as staff attorney's at the aforementioned.

Amazing Grace
Amazing Grace

I totally agree with Senator Warren because requesting your credit history is relatively new. In the 80'&90's, applicants for City and some State jobs were not required to submit their credit history. But applicants seeking Government employment have had to provide their credit history for decades. Reversing this requirement would be huge.